| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 11.92% | 10.84% | 12.30% | 18.22% | 20.81% | 18.30% | 16.64% | 19.28% | 21.73% | 20.74% | 18.93% | 17.59% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — |
| ROE | 4.80% | 4.27% | 3.90% | 4.04% | 4.68% | 4.98% | 4.73% | 4.86% | 5.26% | 4.85% | 4.20% | 3.58% |
| ROA | 0.52% | 0.47% | 0.44% | 0.47% | 0.58% | 0.57% | 0.55% | 0.60% | 0.65% | 0.62% | 0.59% | 0.56% |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Book Value / Share | 6.77 | 6.67 | 6.92 | 6.62 | 6.22 | 6.02 | 6.12 | 6.34 | 6.05 | 5.85 | 5.92 | 6.12 |
TFS Financial Corporation is a premier savings and loan holding company that primarily operates through its wholly owned subsidiary, Third Federal Savings and Loan Association of Cleveland. Established with a primary focus on consumer banking services, it offers an array of financial products that include residential home mortgage loans and deposit services. The company plays a pivotal role in facilitating homeownership by providing fixed and adjustable-rate mortgage products. Its operations are largely concentrated in the retail banking sector, extending its reach to customers via branches and online channels. TFS Financial Corporation is recognized for its strong emphasis on maintaining balance sheet stability and customer satisfaction. This institution is instrumental in supporting local housing markets by offering competitive borrowing options, thereby impacting local economies. By navigating regulatory frameworks and market conditions, it maintains its stature as a key player in the financial sector.