| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | — | — | — | — | — | — | 5413.33% | 7782.35% | 4921.05% | — | — | — |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — |
| ROE | 0.37% | -3.59% | 1.84% | 3.06% | 3.48% | -24.17% | 1.23% | 1.97% | 1.39% | 2.22% | 3.07% | 2.88% |
| ROA | 0.05% | -0.46% | 0.27% | 0.48% | 0.54% | -3.91% | 0.25% | 0.42% | 0.30% | 0.51% | 0.70% | 0.65% |
| Asset Turnover | — | — | — | — | — | — | 0.00 | 0.00 | 0.00 | — | — | — |
| Book Value / Share | 5.97 | 5.93 | 6.24 | 6.33 | 6.36 | — | 7.95 | 8.03 | 8.05 | 8.11 | 8.06 | 8.02 |
Kentucky First Federal Bancorp is a holding company operating in the financial sector, primarily focused on managing the operations of its subsidiaries that offer savings banking and mortgage lending services. The company’s subsidiaries, including First Federal Savings Bank of Frankfort, Kentucky, and First Federal Savings and Loan Association of Hazard, provide a range of financial services tailored to meet the needs of individual and commercial clients. By emphasizing personalized customer service, the company plays a critical role in supporting local communities through traditional savings accounts, certificates of deposit, and various lending products including residential mortgage loans. Headquartered in the United States, Kentucky First Federal Bancorp is strategically positioned to serve its local market, maintaining economic stability and promoting growth within its regional footprint. Its operations contribute significantly to the financial well-being of its customers, fostering community development through accessible banking solutions and commitment to customer satisfaction.