| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -86000 USD | -1.45 M USD | 1.15 M USD | 2.64 M USD | 1.58 M USD | 1.04 M USD | 1.00 M USD | 1.15 M USD | 2.10 M USD | 1.45 M USD | 3.10 M USD | 2.49 M USD |
| Depreciation & Amortization | 201000 USD | 234000 USD | 255000 USD | 285000 USD | 288000 USD | 277000 USD | 282000 USD | 309000 USD | 336000 USD | 321000 USD | 278000 USD | 288000 USD |
| Stock-Based Compensation | — | — | — | — | — | — | — | — | — | — | — | — |
| Capital Expenditures | 149000 USD | 66000 USD | 127000 USD | 151000 USD | 101000 USD | 165000 USD | 148000 USD | 151000 USD | 124000 USD | 1.11 M USD | 884000 USD | 309000 USD |
| Cash Flow from Investing | 6.12 M USD | -16.60 M USD | -39.48 M USD | 13.33 M USD | -8.85 M USD | 243000 USD | -12.58 M USD | -12.58 M USD | -17.87 M USD | 3.93 M USD | 4.82 M USD | 18.46 M USD |
| Cash Flow from Financing | -4.84 M USD | 28.18 M USD | 20.68 M USD | -11.80 M USD | 15.21 M USD | 2.56 M USD | 11.49 M USD | 8.57 M USD | 15.47 M USD | -5.91 M USD | -5.79 M USD | -25.98 M USD |
| Dividends Paid | — | 670000 USD | 1.36 M USD | 1.39 M USD | 1.39 M USD | 1.39 M USD | 1.44 M USD | 1.45 M USD | 1.49 M USD | 1.48 M USD | 1.39 M USD | 1.51 M USD |
| Stock Buybacks | — | — | 461000 USD | — | — | — | — | — | — | 0 USD | 698000 USD | 42000 USD |
| Free Cash Flow | -235000 USD | -1.52 M USD | 1.02 M USD | 2.49 M USD | 1.48 M USD | 877000 USD | 854000 USD | 998000 USD | 1.97 M USD | 338000 USD | 2.21 M USD | 2.18 M USD |
Kentucky First Federal Bancorp is a holding company operating in the financial sector, primarily focused on managing the operations of its subsidiaries that offer savings banking and mortgage lending services. The company’s subsidiaries, including First Federal Savings Bank of Frankfort, Kentucky, and First Federal Savings and Loan Association of Hazard, provide a range of financial services tailored to meet the needs of individual and commercial clients. By emphasizing personalized customer service, the company plays a critical role in supporting local communities through traditional savings accounts, certificates of deposit, and various lending products including residential mortgage loans. Headquartered in the United States, Kentucky First Federal Bancorp is strategically positioned to serve its local market, maintaining economic stability and promoting growth within its regional footprint. Its operations contribute significantly to the financial well-being of its customers, fostering community development through accessible banking solutions and commitment to customer satisfaction.