| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 8.11% | 5.14% | 0.48% | -0.23% | 3.09% | 6.79% | 5.80% | -4.24% | 0.96% | 4.47% | 3.30% | 2.48% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — |
| ROE | 12.39% | 9.32% | 0.92% | -0.41% | 4.76% | 10.20% | 10.45% | -8.21% | 1.59% | 7.02% | 5.14% | 3.49% |
| ROA | 3.32% | 2.18% | 0.20% | -0.09% | 1.12% | 2.44% | 2.45% | -1.79% | 0.41% | 1.90% | 1.36% | 1.00% |
| Asset Turnover | 0.41 | 0.42 | 0.41 | 0.38 | 0.36 | 0.36 | 0.42 | 0.42 | 0.43 | 0.42 | 0.41 | 0.40 |
| Book Value / Share | — | — | — | — | — | — | — | — | — | — | — | — |
Donegal Group Inc. primarily operates as a regional insurance holding company in the United States. The company’s key function is to offer property and casualty insurance to individuals and small businesses. Notable features include providing auto, homeowners, and commercial insurance policies, aiming to meet diverse market demands through tailored insurance solutions. Donegal Group Inc. impacts sectors such as automotive, real estate, and small businesses by providing essential risk management tools and financial safeguard services. The company distributes its products through a network of independent insurance agencies, allowing widespread accessibility and tailored customer service. Donegal Group Inc. is an influential player in the regional insurance market, known for its conservative underwriting approach and commitment to financial stability. This strategic position allows the company to effectively serve its policyholders while maintaining robust financial health.