| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 31.81 M USD | 48.65 M USD | 46.48 M USD | 45.02 M USD | 37.70 M USD | 8.48 M USD | 9.20 M USD | 9.96 M USD | 8.09 M USD | 10.93 M USD | 3.98 M USD | 7.47 M USD |
| Depreciation & Amortization | 3.61 M USD | 2.46 M USD | 2.48 M USD | 2.66 M USD | 2.62 M USD | 2.72 M USD | 1.61 M USD | 1.18 M USD | 1.39 M USD | 1.08 M USD | 986000 USD | 986000 USD |
| Stock-Based Compensation | 883000 USD | 720000 USD | 1.00 M USD | 958000 USD | 812000 USD | 512000 USD | 373000 USD | 344000 USD | 317000 USD | 380000 USD | 118000 USD | 60000 USD |
| Capital Expenditures | 6.63 M USD | 1.71 M USD | 4.23 M USD | 1.16 M USD | 2.76 M USD | 1.85 M USD | 766000 USD | 4.21 M USD | 1.66 M USD | 1.82 M USD | 1.04 M USD | 786000 USD |
| Cash Flow from Investing | 106.69 M USD | -97.91 M USD | -181.37 M USD | -90.50 M USD | -521.37 M USD | -250.75 M USD | 36.35 M USD | -43.85 M USD | -18.30 M USD | -41.48 M USD | -22.66 M USD | -38.67 M USD |
| Cash Flow from Financing | -147.26 M USD | 90.58 M USD | 146.37 M USD | 57.54 M USD | 436.04 M USD | 262.23 M USD | -5.69 M USD | 16.75 M USD | 32.24 M USD | 34.17 M USD | 13.22 M USD | 27.37 M USD |
| Dividends Paid | 16.95 M USD | 9.01 M USD | 7.91 M USD | 7.58 M USD | 7.20 M USD | 6.17 M USD | 5.82 M USD | 2.58 M USD | 2.32 M USD | 2.23 M USD | 2.17 M USD | 1.95 M USD |
| Stock Buybacks | 2.68 M USD | 0 USD | 0 USD | 767000 USD | 7.79 M USD | 0 USD | 67000 USD | 523000 USD | 203000 USD | 794000 USD | 371000 USD | 203000 USD |
| Free Cash Flow | 25.19 M USD | 46.94 M USD | 42.25 M USD | 43.85 M USD | 34.94 M USD | 6.63 M USD | 8.44 M USD | 5.75 M USD | 6.43 M USD | 9.11 M USD | 2.94 M USD | 6.69 M USD |
ChoiceOne Financial Services Inc. is a community-focused bank holding company headquartered in Sparta, Michigan. Its primary function is to provide a diverse range of financial services and products to individual and business clients within its market area. These services include traditional banking offerings such as checking and savings accounts, personal and business loans, as well as mortgage financing and investment advisory services. With a strong commitment to serving local communities, ChoiceOne Financial Services Inc. plays a vital role in supporting regional economic development. By tailoring their services to meet the unique needs of residents and businesses in the area, the company helps facilitate growth and financial stability in the region. In the financial market, ChoiceOne Financial Services Inc. is recognized for its customer-centric approach and community banking model which prioritize personalized service and relationship building. The company operates through a network of branch locations which enhance its accessibility and customer service delivery. As a result, ChoiceOne Financial Services Inc. is regarded as a significant contributor to the health and vitality of the local economies it serves.