| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 11.64 M USD | 6.79 M USD | 7.87 M USD | 7.57 M USD | 11.85 M USD | 1.37 M USD | 1.64 M USD |
| Depreciation & Amortization | 720000 USD | 738000 USD | 734000 USD | 338000 USD | 674000 USD | 697000 USD | 885000 USD |
| Stock-Based Compensation | — | — | — | — | — | — | — |
| Capital Expenditures | 422000 USD | 422000 USD | 527000 USD | 1.39 M USD | 830000 USD | 451000 USD | 377000 USD |
| Cash Flow from Investing | -1.24 M USD | -33.24 M USD | -28.14 M USD | -93.72 M USD | -9.62 M USD | -110.38 M USD | -1.38 M USD |
| Cash Flow from Financing | 2.02 M USD | 17.85 M USD | 43.97 M USD | 701000 USD | -68.70 M USD | 239.15 M USD | 10.83 M USD |
| Dividends Paid | 8.80 M USD | — | — | — | — | — | — |
| Stock Buybacks | 5.94 M USD | — | 3.28 M USD | 5.71 M USD | — | 0 USD | 600000 USD |
| Free Cash Flow | 11.22 M USD | 6.37 M USD | 7.34 M USD | 6.17 M USD | 11.02 M USD | 920000 USD | 1.26 M USD |
Affinity Bancshares Inc. operates as a regional bank holding company providing comprehensive financial services primarily in Georgia. The company offers a range of deposit products including checking accounts, savings accounts, certificates of deposit, and individual retirement accounts, alongside its Kasasa rewards program that provides interest rates or cash-back incentives. Affinity Bancshares supports both consumer and commercial lending through residential mortgages, commercial real estate loans, construction and land financing, and consumer loans. The company also manages investment portfolios comprising mortgage-backed securities, government-sponsored enterprise obligations, and Federal Home Loan Bank stock. As an additional service offering, Affinity Bancshares operates FitnessBank, a virtual banking platform that delivers higher interest rates to customers who meet specified fitness goals. Headquartered in Covington, Georgia, and founded in 1928, Affinity Bancshares serves individual consumers and businesses through its federally chartered savings bank subsidiary, positioning itself within the regional banking sector.