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Annual · values2025202420232022202120202019
Operating Cash Flow11.64 M USD6.79 M USD7.87 M USD7.57 M USD11.85 M USD1.37 M USD1.64 M USD
Depreciation & Amortization720000 USD738000 USD734000 USD338000 USD674000 USD697000 USD885000 USD
Stock-Based Compensation
Capital Expenditures422000 USD422000 USD527000 USD1.39 M USD830000 USD451000 USD377000 USD
Cash Flow from Investing-1.24 M USD-33.24 M USD-28.14 M USD-93.72 M USD-9.62 M USD-110.38 M USD-1.38 M USD
Cash Flow from Financing2.02 M USD17.85 M USD43.97 M USD701000 USD-68.70 M USD239.15 M USD10.83 M USD
Dividends Paid8.80 M USD
Stock Buybacks5.94 M USD3.28 M USD5.71 M USD0 USD600000 USD
Free Cash Flow11.22 M USD6.37 M USD7.34 M USD6.17 M USD11.02 M USD920000 USD1.26 M USD

Affinity Bancshares Inc. operates as a regional bank holding company providing comprehensive financial services primarily in Georgia. The company offers a range of deposit products including checking accounts, savings accounts, certificates of deposit, and individual retirement accounts, alongside its Kasasa rewards program that provides interest rates or cash-back incentives. Affinity Bancshares supports both consumer and commercial lending through residential mortgages, commercial real estate loans, construction and land financing, and consumer loans. The company also manages investment portfolios comprising mortgage-backed securities, government-sponsored enterprise obligations, and Federal Home Loan Bank stock. As an additional service offering, Affinity Bancshares operates FitnessBank, a virtual banking platform that delivers higher interest rates to customers who meet specified fitness goals. Headquartered in Covington, Georgia, and founded in 1928, Affinity Bancshares serves individual consumers and businesses through its federally chartered savings bank subsidiary, positioning itself within the regional banking sector.