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Annual · values202520242023202220212020201920182017201620152014
Operating Cash Flow24.18 M USD48.06 M USD-27.58 M USD206.66 M USD154.45 M USD-100.57 M USD-40.22 M USD42.94 M USD107.10 M USD-24.06 M USD-12.99 M USD-2.22 M USD
Depreciation & Amortization2.55 M USD2.47 M USD3.30 M USD4.03 M USD6.05 M USD5.61 M USD4.70 M USD4.73 M USD2.05 M USD2.62 M USD3.11 M USD3.28 M USD
Stock-Based Compensation297000 USD316000 USD277000 USD583000 USD745000 USD716000 USD1.07 M USD1.76 M USD1.90 M USD1.91 M USD2.82 M USD109000 USD
Capital Expenditures1.17 M USD1.10 M USD700000 USD701000 USD778000 USD1.23 M USD3.11 M USD3.96 M USD1.58 M USD1.08 M USD2.97 M USD1.95 M USD
Cash Flow from Investing-8.74 M USD-23.96 M USD-159.22 M USD-335.74 M USD147.62 M USD44.18 M USD-1.15 M USD-79.87 M USD-94.88 M USD-25.03 M USD-16.13 M USD-75.25 M USD
Cash Flow from Financing15.91 M USD-20.76 M USD176.58 M USD-201.00 M USD-20.12 M USD76.86 M USD29.57 M USD74.43 M USD-10.83 M USD-4.16 M USD-43.23 M USD-178.88 M USD
Dividends Paid10.77 M USD11.27 M USD15.36 M USD30.26 M USD30.39 M USD31.52 M USD25.96 M USD27.05 M USD26.95 M USD6.92 M USD5.87 M USD
Stock Buybacks16.21 M USD14.91 M USD26.03 M USD47.83 M USD10.18 M USD36.24 M USD22.77 M USD19.20 M USD2.19 M USD-3.86 M USD-72.75 M USD0 USD
Free Cash Flow23.02 M USD46.96 M USD-28.28 M USD205.96 M USD153.68 M USD-101.79 M USD-43.33 M USD38.97 M USD105.52 M USD-25.15 M USD-15.96 M USD-4.17 M USD

Waterstone Financial Inc. is a diversified financial institution that primarily provides community banking and mortgage banking services. Headquartered in Wauwatosa, Wisconsin, the company aims to meet the diverse financial needs of individuals and businesses in its local communities. Waterstone Financial plays a crucial role in the regional economy, offering a variety of products and services, including personal and business loans, checking and savings accounts, and wealth management solutions. The company's mortgage banking segment is notably significant, operating on a national scale and offering a wide range of mortgage products to home buyers, including fixed-rate and adjustable-rate mortgages tailored to varying financial needs. This broad geographical reach adds a layer of stability and growth potential by tapping into national housing market trends. In the financial market, Waterstone Financial Inc. is recognized for its stable performance and commitment to community development, making it a staple in the Midwestern United States banking landscape. Its dual focus on both community-centric and broader mortgage services positions it as an adaptable player capable of navigating diverse economic cycles.