| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | 18.13% | 12.56% | 6.35% | 5.27% | 4.85% | 7.11% |
| Operating Margin | — | — | -30.25% | -29.34% | -11.26% | -13.15% | -11.17% | -9.34% |
| EBITDA Margin | — | — | -25.39% | -27.35% | -10.85% | -12.81% | -10.66% | -8.53% |
| Net Margin | — | — | -40.92% | -23.19% | -11.65% | -14.94% | -12.00% | -9.96% |
| Current Ratio | — | — | 1.11 | 1.73 | 2.54 | 3.31 | 1.79 | — |
| Quick Ratio | — | — | 0.92 | 1.28 | 1.66 | 2.43 | 1.00 | — |
| Debt / Equity | 3.63 | -12.32 | 5.13 | 0.95 | 0.67 | — | — | — |
| ROE | -45.49% | 533.60% | -299.25% | -95.09% | -40.53% | -16.53% | 24.92% | — |
| ROA | -5.66% | -15.48% | -24.78% | -27.91% | -15.67% | -11.76% | -25.38% | — |
| Asset Turnover | — | — | 0.61 | 1.20 | 1.35 | 0.79 | 2.12 | — |
| Book Value / Share | 22.49 | -17.07 | 70.08 | 3.45 | 6.71 | 16.73 | -66.68 | — |
Vroom Inc. is a publicly traded company specializing in automotive finance and digital services. Formerly known for its innovative end-to-end e-commerce platform for buying and selling used vehicles, Vroom has since transitioned away from direct automotive retail to focus on financial and technology-driven solutions within the automotive sector. Through its subsidiaries, including United Auto Credit Corporation (UACC) and CarStory, Vroom provides vehicle financing to customers via third-party dealers and offers an artificial intelligence-powered analytics platform that supports automotive retail decision-making. The company leverages advanced data analysis and digital tools to streamline financing processes, optimize inventory management, and enhance the customer experience for dealerships and their clients. Vroom’s strategic shift reflects a broader industry trend toward integrating financial technology and digital platforms in automotive commerce, positioning the company as a service provider to dealerships and automotive businesses rather than a direct-to-consumer retailer. Headquartered in Texas, Vroom plays a notable role in the evolving landscape of auto finance and retail analytics, supporting efficiency and transparency in dealer-driven transactions.