UWM Holdings Corporation is the publicly traded parent company of United Wholesale Mortgage, a leading wholesale-focused residential mortgage lender headquartered in Pontiac, Michigan, and founded in 1986. It specializes in underwriting and providing closing documentation for residential mortgage loans originated by independent mortgage brokers, correspondents, small banks, and local credit unions across the United States. The company offers independent mortgage advisors technologically driven tools, such as AI-powered solutions like LEO for loan estimate optimization and Mia, a virtual assistant, enabling competitive financing options for qualified borrowers. UWM Holdings Corporation engages in loan origination, sale, and servicing primarily through the wholesale channel, with a focus on purchase and refinance mortgages. It maintains mortgage servicing rights portfolios and supports broker partnerships, positioning it as a key player in the U.S. residential mortgage finance sector by facilitating access to home financing alternatives.