| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — |
| Net Margin | 17.94% | 18.80% | 16.38% | 28.33% | 37.16% | 20.56% |
| Current Ratio | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — |
| ROE | 12.02% | 11.46% | 8.62% | 11.04% | 10.34% | 6.33% |
| ROA | 0.93% | 0.96% | 0.71% | 0.97% | 1.14% | 0.72% |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.03 | 0.03 | 0.04 |
| Book Value / Share | 11.05 | 10.86 | — | — | — | — |
USCB Financial Holdings Inc. is a preeminent financial services company primarily engaged in providing a comprehensive range of banking and related financial solutions. Its primary function is to facilitate community banking services, which include accepting deposits, offering loans, and providing wealth management advisory services. USCB Financial Holdings Inc. targets a diverse clientele comprising individuals, small and medium-sized enterprises, and commercial entities. Operating within the banking and financial services industry, it is crucial in bolstering local economies by channeling funds into various sectors through its loan programs. The institution prides itself on maintaining strong community ties and leveraging local insights to tailor its offerings. Its market significance is underscored by its role in enhancing financial inclusion, supporting economic development, and being a trustworthy financial partner for its customers. USCB Financial Holdings Inc. exemplifies the pivotal role community banks play in expanding access to essential financial services and fostering economic growth at a grassroots level.