United Bancshares Inc. operates as a financial holding company for The Union Bank Company, specializing in commercial and consumer banking services. Its primary function is to provide a wide array of financial products and personalized services to meet the diverse needs of both individuals and businesses. Notable features include deposit accounts such as checking, savings, and certificates of deposit, alongside loan offerings that encompass commercial, residential, agricultural, and home equity financing. The company also offers wealth management, treasury management, and advanced digital banking solutions. With operations primarily in northwest and central Ohio, United Bancshares Inc. plays a significant role in supporting regional economic activities through its full-service banking centers and loan production offices. Founded in 1904, the company is headquartered in Columbus Grove, Ohio.