The Travelers Companies, Inc. is a leading American property and casualty insurance holding company headquartered in New York, New York. The company provides a broad range of insurance products designed to protect individuals, businesses, and organizations from risk. Its operations are organized into three main segments: Business Insurance, offering commercial property, casualty, and workers’ compensation coverage; Bond and Specialty Insurance, providing surety, management liability, and professional liability solutions; and Personal Insurance, focused on auto, homeowners, and other personal lines. Travelers distributes its products primarily through independent agents and brokers, serving customers across the United States and selected international markets. The company plays a significant role in the insurance sector by helping manage and transfer risk for small, mid-sized, and large enterprises as well as individual policyholders, supporting financial stability and resilience across the economy.