| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 1.37 M USD | 1.94 M USD | 2.29 M USD | 3.13 M USD | 1.76 M USD | 1.91 M USD |
| Depreciation & Amortization | 461000 USD | 439000 USD | 290000 USD | 299000 USD | 305000 USD | 298000 USD |
| Stock-Based Compensation | 607000 USD | 757000 USD | 528000 USD | 84000 USD | — | — |
| Capital Expenditures | 394000 USD | 1.20 M USD | 5.60 M USD | 393000 USD | 137000 USD | 806000 USD |
| Cash Flow from Investing | 7.68 M USD | 8.80 M USD | -31.15 M USD | -72.18 M USD | -52.80 M USD | -29.91 M USD |
| Cash Flow from Financing | -15.89 M USD | -10.51 M USD | 33.00 M USD | 56.07 M USD | 64.88 M USD | 30.54 M USD |
| Dividends Paid | 593000 USD | 504000 USD | 368000 USD | — | — | — |
| Stock Buybacks | 3.16 M USD | 1.58 M USD | 2.20 M USD | — | — | — |
| Free Cash Flow | 973000 USD | 740000 USD | -3.31 M USD | 2.74 M USD | 1.62 M USD | 1.10 M USD |
Texas Community Bancshares Inc. represents a key player in the community banking sector, focusing on providing financial services to small businesses and individual consumers primarily in Texas. The company's core functions include offering a range of banking products such as savings accounts, loans, and mortgages tailored to meet local economic needs. Operating through its network of local branches, Texas Community Bancshares Inc. plays a crucial role in fostering community development and economic growth by enabling access to credit and financial resources. It engages deeply with the local economy, supporting sectors such as agriculture, small enterprises, and housing markets. By being a locally-focused financial institution, Texas Community Bancshares Inc. is pivotal in promoting financial inclusion and stability within its operational regions. Its understanding of community dynamics allows it to deliver personalized banking solutions, contributing to its reputation as a trusted financial partner for many Texan residents and business owners. This approach not only strengthens local economies but also underscores the institution’s role as a cornerstone of community-oriented banking.