| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 227.45% | 223.78% | 234.37% | 252.02% | 267.71% | 170.65% | 227.81% | 177.64% | 108.37% | 134.87% | 27.15% | 21.56% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — |
| ROE | 9.15% | 9.41% | 10.12% | 11.99% | 11.76% | 7.01% | 10.16% | 8.26% | 8.02% | 9.39% | 9.69% | 6.24% |
| ROA | 1.24% | 1.19% | 1.18% | 1.26% | 1.37% | 0.85% | 1.42% | 1.08% | 0.85% | 0.99% | 1.04% | 0.67% |
| Asset Turnover | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.03 |
| Book Value / Share | 40.42 | 36.74 | 34.77 | 31.98 | 33.47 | 30.81 | 29.58 | 30.78 | 21.76 | 20.68 | 19.66 | 23.33 |
Trico Bancshares serves as a regional bank holding company, operating primarily through its subsidiary, Tri Counties Bank. This financial institution provides a comprehensive range of banking services to individuals, businesses, and municipalities, with a strong focus on delivering local banking solutions. Known for its personalized customer service, Trico Bancshares offers traditional deposit products like savings and checking accounts, revenue-generating loan products such as commercial, real estate, and consumer loans, alongside online and mobile banking services. The bank plays a crucial role in the financial ecosystem of Northern and Central California, where it is predominantly active. Its approach combines the benefits of a community bank with the convenience and technology of a larger institution, thus effectively supporting the economic development of the regions it serves. Trico Bancshares' market significance lies in its ability to maintain a strong financial foundation while adapting to changing technological landscapes and customer preferences, influencing banking trends within its regional market.