| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | 99.14% | 99.92% | 99.86% | 98.98% | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 161.68% | 186.25% | 193.77% | 151.11% | 1470.28% | 1127.78% | 549.90% | 59.93% | 17.76% | -94.40% | 16.08% | 80.75% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 0.29 | 0.02 | 0.05 | 0.01 | 0.06 | 0.07 | 0.08 | 0.10 | 0.13 | 0.88 | — | — |
| ROE | 33.08% | 27.54% | 23.82% | 18.76% | 16.96% | 13.78% | 10.64% | 21.80% | 6.69% | -32.28% | 4.20% | 17.90% |
| ROA | 2.44% | 2.49% | 2.50% | 1.65% | 1.62% | 1.28% | 0.91% | 2.00% | 0.46% | -1.99% | 0.28% | 1.15% |
| Asset Turnover | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.03 | 0.03 | 0.02 | 0.02 | 0.01 |
| Book Value / Share | 14.86 | 15.57 | 14.66 | 12.12 | 11.09 | 9.95 | 8.45 | 7.13 | 5.77 | 6.71 | 8.40 | 8.32 |
The Bancorp Inc. is a financial holding company that primarily focuses on providing private-label banking and technology solutions for non-bank companies. Its core services include offering customized banking services and products like checking accounts, credit and debit cards, and loans through partnerships with financial technology firms, payment processors, and other non-bank entities. The Bancorp Inc. operates mainly within the financial technology (fintech) sector and is known for its expertise in delivering innovative solutions tailored for digital platforms, thus playing a pivotal role in the integration of traditional banking services with cutting-edge technology. By doing so, it enables its partners to offer comprehensive financial services to their customers without the need for them to establish a traditional banking infrastructure themselves. Based in Wilmington, Delaware, The Bancorp Inc. is influential in advancing the functionality and reach of digital banking solutions, effectively bridging the gap between fintech companies and potential consumers in an increasingly cashless economy.