| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 61.72 M USD | 52.70 M USD | 39.72 M USD | 56.79 M USD | 46.18 M USD | 29.07 M USD | 29.87 M USD | 20.82 M USD | 1.24 M USD | 11.59 M USD | 2.34 M USD | 3.54 M USD |
| Depreciation & Amortization | 5.00 M USD | 5.20 M USD | 5.10 M USD | 4.70 M USD | 4.20 M USD | 3.70 M USD | 2.80 M USD | 2.60 M USD | 2.46 M USD | 2.19 M USD | 1.09 M USD | 413496 USD |
| Stock-Based Compensation | 1.94 M USD | 1.63 M USD | 1.35 M USD | 1.30 M USD | 693000 USD | 482000 USD | 517000 USD | 396897 USD | 97966 USD | 132635 USD | 140077 USD | 160500 USD |
| Capital Expenditures | 2.39 M USD | 6.41 M USD | 6.27 M USD | 12.49 M USD | 2.38 M USD | 5.44 M USD | 6.27 M USD | 3.85 M USD | 2.80 M USD | 6.99 M USD | 1.08 M USD | 228252 USD |
| Cash Flow from Investing | -499.05 M USD | -420.22 M USD | -135.24 M USD | -840.82 M USD | -264.99 M USD | -259.34 M USD | -94.78 M USD | -94.87 M USD | -50.73 M USD | -54.31 M USD | -7.94 M USD | 5.51 M USD |
| Cash Flow from Financing | 514.17 M USD | 402.82 M USD | 181.37 M USD | 5.37 M USD | 782.17 M USD | 528.02 M USD | 133.06 M USD | 76.85 M USD | 93.77 M USD | 31.51 M USD | 38.82 M USD | -18.37 M USD |
| Dividends Paid | 5.45 M USD | 5.42 M USD | 5.43 M USD | 4.72 M USD | 3.73 M USD | 2.99 M USD | 700000 USD | 0 USD | — | — | — | — |
| Stock Buybacks | — | 2.97 M USD | — | — | 1.21 M USD | 4.31 M USD | — | — | — | — | — | — |
| Free Cash Flow | 59.34 M USD | 46.30 M USD | 33.45 M USD | 44.31 M USD | 43.80 M USD | 23.63 M USD | 23.60 M USD | 16.98 M USD | -1.56 M USD | 4.60 M USD | 1.26 M USD | 3.31 M USD |
SmartFinancial Inc. is a diversified financial services holding company based in the United States. It primarily operates through its subsidiary, SmartBank, providing a range of banking services to individuals and businesses. The company's offerings include commercial and consumer loans, deposit products like savings and checking accounts, and mortgage banking. SmartFinancial Inc. focuses on serving customers in key markets across the Southeast, particularly in Tennessee, Alabama, and Florida, leveraging regional insights to cater to local economic needs. With a commitment to personalized customer service and community involvement, SmartFinancial Inc. aims to support economic growth and development in its served areas. Its strategic acquisitions and organic growth efforts have expanded its asset base and service capabilities in recent years. In the broader financial market, SmartFinancial Inc. plays an integral role in fostering local business enterprises, providing necessary financial resources to support commercial activities. Its presence underscores the importance of regional banking institutions in maintaining competitive financial landscapes and delivering tailored financial solutions to both urban and rural communities.