| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — |
| Operating Margin | 39.26% | 30.33% | 13.93% | -22.64% | -59.82% | -47.51% |
| EBITDA Margin | 39.56% | 30.69% | 14.47% | -21.97% | -59.17% | -46.78% |
| Net Margin | 29.57% | 28.96% | 4.45% | -30.34% | -65.47% | -55.10% |
| Current Ratio | 3.92 | 2.44 | 1.12 | 1.72 | 2.06 | 2.53 |
| Quick Ratio | 3.92 | 2.44 | 1.12 | 1.72 | 2.06 | 2.53 |
| Debt / Equity | — | — | — | — | — | — |
| ROE | 78.40% | 89.40% | 32.13% | -430.77% | -198.90% | -54.03% |
| ROA | 33.26% | 26.32% | 3.34% | -22.07% | -33.65% | -18.60% |
| Asset Turnover | 1.13 | 0.91 | 0.75 | 0.73 | 0.51 | 0.34 |
| Book Value / Share | 4.75 | 14.68 | 3.89 | 0.04 | 0.19 | 0.32 |
Sezzle Inc. is a fintech company that operates a digital payment platform enabling point-of-sale financing for consumers and merchants. The platform allows customers to split purchases into installments, paying over six weeks with the first payment due at purchase. Sezzle serves both in-store and online retail environments across North America, connecting consumers with merchants through proprietary technology that instantly extends credit at the point of sale. The company generates revenue through payment processing, merchant partnerships, and subscription services. Sezzle's platform addresses the growing consumer demand for flexible payment options, positioning itself in the Buy Now, Pay Later (BNPL) sector. Founded in 2016 and headquartered in Minneapolis, Minnesota, Sezzle operates as a purpose-driven payments company focused on financial empowerment. The platform processes transactions across multiple retail verticals and continues to expand its merchant network while enhancing tools for price-conscious shoppers seeking payment flexibility.