| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 31.45% | 26.34% | 25.09% | 27.90% | 28.23% | 26.07% | 29.47% | 26.89% | 20.86% | 26.38% | 24.69% | 21.75% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — |
| ROE | 11.91% | 10.22% | 9.90% | 10.64% | 10.40% | 10.11% | 12.00% | 11.28% | 7.22% | 7.59% | 6.10% | 5.15% |
| ROA | 1.86% | 1.48% | 1.37% | 1.56% | 1.42% | 1.35% | 1.63% | 1.49% | 0.90% | 0.95% | 0.83% | 0.77% |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.06 | 0.05 | 0.05 | 0.06 | 0.06 | 0.04 | 0.04 | 0.03 | 0.04 |
| Book Value / Share | 55.65 | 50.26 | 45.98 | 42.62 | 40.19 | 39.08 | 36.16 | 32.75 | 30.11 | 28.84 | 27.53 | 26734.82 |
Republic Bancorp Inc. is a financial holding company that operates primarily through its subsidiary, Republic Bank & Trust Company. The company's core mission is to deliver banking and financial services in the communities it serves, primarily across Kentucky, Indiana, Tennessee, Florida, and Ohio. Offering a comprehensive suite of products such as personal and business banking, mortgage services, treasury management, and insurance solutions, Republic Bancorp Inc. aims to meet the diverse needs of its customer base. A notable feature of the company is its involvement in tax refund processing services, which highlights its adaptability in catering to niche markets. Within the financial market, Republic Bancorp Inc. is significant due to its commitment to community banking and its strategic focus on maintaining a strong balance sheet. This emphasis on localized service and fiscal responsibility positions it as a reliable institution within the regional banking sector, contributing to economic stability and growth within its operational territories.