| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 11.12 M USD | 23.85 M USD | 26.27 M USD | 49.97 M USD | 32.65 M USD | 2.02 M USD | 6.13 M USD | 23.00 M USD |
| Depreciation & Amortization | 1.90 M USD | 2.10 M USD | 2.30 M USD | 2.40 M USD | 2.54 M USD | 2.54 M USD | 2.46 M USD | 2.37 M USD |
| Stock-Based Compensation | 1.27 M USD | 154000 USD | — | — | — | — | — | — |
| Capital Expenditures | — | 838000 USD | 451000 USD | 780000 USD | 596000 USD | 1.70 M USD | 2.28 M USD | 8.02 M USD |
| Cash Flow from Investing | -125.79 M USD | -18.05 M USD | -114.87 M USD | -148.03 M USD | -125.11 M USD | -109.47 M USD | -78.02 M USD | -78.70 M USD |
| Cash Flow from Financing | 151.83 M USD | 8.91 M USD | -136.98 M USD | 149.16 M USD | 260.51 M USD | 34.24 M USD | 181.72 M USD | 135.71 M USD |
| Dividends Paid | — | — | — | — | — | — | — | — |
| Stock Buybacks | 11.29 M USD | 1.07 M USD | — | — | — | — | — | — |
| Free Cash Flow | — | 23.01 M USD | 25.82 M USD | 49.19 M USD | 32.06 M USD | 322000 USD | 3.85 M USD | 14.99 M USD |
Pioneer Bancorp Inc. is a regional financial institution engaged primarily in providing banking services. It functions as the holding company for Pioneer Bank, offering a wide array of financial products to its local communities. The primary services include personal and commercial banking solutions, such as savings and checking accounts, mortgage lending, personal loans, and business loans. Pioneer Bancorp focuses significantly on community banking, which is pivotal in supporting local economies by facilitating financial access to small businesses and individuals. Notably, the company also places a high emphasis on customer-driven services, utilizing both digital platforms and traditional branch networks to enhance banking experiences. Headquartered in upstate New York, Pioneer Bancorp Inc. serves a growing population of clients with a commitment to local engagement and personalized service. It plays a critical role in regional economic development by providing financial resources and supporting local entrepreneurial ventures. Through its operations, Pioneer Bancorp not only secures customer wealth but also contributes to the fiscal vitality of the communities it serves.