| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 45.19% | 41.87% | 39.26% | 47.12% | 47.29% | 47.14% | — | — | — | — | — | — |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 0.26 | 0.43 | — | — | — | — | — | — | — | — | — | — |
| ROE | 7.13% | 6.44% | 5.92% | 7.83% | 8.08% | 8.63% | 5.57% | 7.94% | 7.12% | 7.54% | 8.28% | 9.17% |
| ROA | 1.41% | 1.21% | 1.09% | 1.39% | 1.37% | 1.55% | 1.03% | 1.42% | 1.20% | 1.23% | 1.30% | 1.38% |
| Asset Turnover | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | — | — | — | — | — | — |
| Book Value / Share | 80.24 | 78.30 | 76.20 | 73.13 | 69.37 | 65.88 | 81.21 | 58.05 | 55.04 | 52.27 | 49.44 | 47.09 |
Prosperity Bancshares Inc. is a commercial bank holding company primarily focused on providing a diverse array of banking services to both individuals and businesses. Established and headquartered in Texas, it plays a pivotal role in facilitating financial transactions and lending processes across the central and southern United States. Its services include personal and commercial banking, mortgage banking, trust services, and wealth management, thereby catering to a wide spectrum of financial needs within the communities it serves. Prosperity Bancshares is significant in the financial markets for driving regional economic growth by supporting local businesses and consumer financial health. The bank's emphasis on community banking principles ensures a more personalized customer service experience, aiding its reputation and stability in the financial sector. Additionally, with a strong focus on maintaining a robust balance sheet and prudent risk management practices, Prosperity Bancshares Inc. holds substantial influence in its operating regions, contributing to the banking industry's resilience and competitive landscape.