| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Gross Margin | 24.77% | 27.32% | 29.67% | 30.12% | 30.69% | 30.69% | 31.57% |
| Operating Margin | 6.31% | 5.15% | 2.94% | -0.60% | 2.62% | 6.11% | 7.79% |
| EBITDA Margin | 9.74% | 9.33% | 7.92% | 4.24% | 5.98% | 8.78% | 10.34% |
| Net Margin | 5.59% | 5.07% | 3.63% | -0.10% | 2.35% | 4.54% | 5.81% |
| Current Ratio | 4.46 | 4.24 | 4.31 | 4.45 | 3.45 | 2.57 | — |
| Quick Ratio | 4.46 | 4.24 | 4.31 | 4.45 | 3.45 | 2.57 | — |
| Debt / Equity | — | — | — | — | — | — | — |
| ROE | 11.94% | 9.10% | 5.20% | -0.13% | 2.41% | 16.25% | — |
| ROA | 10.02% | 7.66% | 4.42% | -0.11% | 1.97% | 10.98% | — |
| Asset Turnover | 1.79 | 1.51 | 1.22 | 1.08 | 0.84 | 2.42 | — |
| Book Value / Share | 4.34 | 3.80 | 3.43 | 3.25 | 3.25 | 0.79 | — |
Paymentus Holdings Inc. provides innovative cloud-based bill payment technology that facilitates the seamless processing of bills and invoice payments for consumers and businesses. The company primarily focuses on delivering a comprehensive payment experience that integrates real-time payment processing, automated communications, and robust security features. It serves a diverse range of industries including utilities, financial services, insurance, healthcare, and government sectors. The platform supports multiple payment methods, including digital wallets, credit and debit cards, and electronic checks, enhancing accessibility and convenience for users. Since its inception, Paymentus has positioned itself as a key enabler of digital payments transformation, aiding in the advancement of contactless and paperless transactions. By partnering with banks, businesses, and technology providers, Paymentus plays a significant role in the financial markets by streamlining payment processes, reducing operational costs, and improving customer satisfaction through reliable and efficient payment solutions.