| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 18.30% | 14.52% | 20.42% | 28.01% | 26.24% | 22.22% | 19.69% | 24.28% | 16.43% | 17.59% | 23.60% | 22.21% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — |
| ROE | 9.16% | 7.32% | 8.77% | 9.88% | 8.30% | 7.53% | 7.73% | 10.13% | 6.87% | 6.62% | 9.48% | 9.36% |
| ROA | 0.99% | 0.73% | 0.93% | 1.10% | 0.94% | 0.86% | 0.98% | 1.16% | 0.73% | 0.72% | 1.08% | 1.04% |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 |
| Book Value / Share | 36.14 | 31.74 | 30.16 | 28.31 | 29.57 | 28.48 | 26.89 | 24.94 | — | — | — | — |
Ohio Valley Banc Corp is a financial holding company that provides a variety of banking services. It serves as the parent company for the Ohio Valley Bank, offering a comprehensive range of financial services including personal and commercial banking, real estate lending, and consumer finance products. With a focus on stability and service, Ohio Valley Banc Corp plays a significant role in supporting local economies by extending financial services tailored to the needs of businesses and consumers alike. The bank operates primarily in Ohio and West Virginia, influencing the regional economic landscape through its local touch and personalized service. Its operations include traditional banking functions, such as deposit gathering and credit creation, which are essential for economic growth and sustainability. By offering customized financial solutions and maintaining close community ties, Ohio Valley Banc Corp contributes significantly to the financial wellbeing of its served regions. Established in 1872, the company has a long-standing history in the banking industry, reflecting a legacy of trust and community involvement that continues to the present day.