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Annual · values2025202420232022202120202019
Operating Cash Flow401.31 M USD323.81 M USD296.15 M USD243.30 M USD167.35 M USD192.11 M USD148.92 M USD
Depreciation & Amortization5.16 M USD9.62 M USD12.70 M USD13.60 M USD10.30 M USD6.70 M USD4.30 M USD
Stock-Based Compensation9.99 M USD5.27 M USD4.07 M USD3.35 M USD3.01 M USD144000 USD66000 USD
Capital Expenditures19.11 M USD13.01 M USD8.99 M USD13.25 M USD14.37 M USD10.72 M USD6.64 M USD
Cash Flow from Investing-307.80 M USD-243.44 M USD-244.29 M USD-317.24 M USD-199.47 M USD-98.31 M USD-214.15 M USD
Cash Flow from Financing-88.53 M USD-66.02 M USD-27.58 M USD61.26 M USD48.83 M USD-84.12 M USD78.01 M USD
Dividends Paid6.41 M USD2.37 M USD0 USD0 USD
Stock Buybacks15.52 M USD3.55 M USD0 USD2.46 M USD0 USD0 USD
Free Cash Flow382.19 M USD310.80 M USD287.15 M USD230.05 M USD152.97 M USD181.39 M USD142.28 M USD

OppFi Inc. is a financial technology company specializing in providing consumer lending solutions. The primary function of OppFi is to offer accessible credit to individuals who may be underserved by traditional financial institutions. Through its platform, OppFi connects customers with lending services that ensure efficient, user-friendly borrowing experiences. The company focuses on responsible lending practices to help improve financial health and bridge the gap for those with limited access to conventional credit sources. OppFi primarily operates in the financial services sector, impacting industries related to consumer finance and technology. By leveraging advanced algorithms and data analytics, the company assesses creditworthiness beyond traditional credit scores, expanding lending opportunities for a broader audience. In the financial market, OppFi plays a crucial role by innovating how credit is issued and managed, supporting the dynamic needs of consumers in an increasingly digital economy. Established in 2015, OppFi has positioned itself as a key player in the fintech landscape, characterized by its commitment to inclusivity and technological advancement in lending.