| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 26.26% | 26.41% | — | — | — | — | — | 23.42% | 15.23% | 16.60% | -0.62% | 17.55% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — | — | — | — |
| ROE | 14.76% | 15.80% | 15.24% | 15.95% | 13.67% | 6.84% | 5.15% | 8.44% | 5.57% | 6.43% | -0.28% | 9.04% |
| ROA | 1.65% | 1.72% | 1.60% | 1.69% | 1.48% | 0.76% | 0.58% | 1.28% | 0.85% | 0.91% | -0.04% | 1.14% |
| Asset Turnover | 0.06 | 0.07 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.06 | 0.05 | 0.06 | 0.07 |
| Book Value / Share | 31.05 | 26.74 | 25.10 | 21.52 | 20.81 | 21.06 | 20.21 | 22.02 | 21.51 | 20.96 | 20.28 | 20.93 |
OFG Bancorp is a financial holding company that provides a diverse range of banking and related services primarily in Puerto Rico. The company's key function is to deliver comprehensive financial solutions through its various subsidiaries, with a focus on consumer, commercial, and institutional customers. OFG Bancorp's offerings include retail banking products like savings and checking accounts, mortgage and personal loans, as well as commercial and industrial loans for businesses. Moreover, the company is instrumental in supporting the local economy by facilitating capital access and financial planning, playing a pivotal role in Puerto Rico's banking sector. As a provider of investment services and wealth management, OFG Bancorp aids its clientele in achieving financial stability and growth. Its presence in the market is marked by a commitment to innovation and customer service, contributing significantly to the region's financial infrastructure and underscoring its importance in the financial markets of Puerto Rico.