| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 33.97 M USD | 22.81 M USD | 29.82 M USD | 30.73 M USD | 29.20 M USD | 13.80 M USD | 18.44 M USD | 17.30 M USD | 16.05 M USD | 11.34 M USD | 10.50 M USD | 10.53 M USD |
| Depreciation & Amortization | — | — | — | — | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | — | — | — | — | — | — | — | — | — | — | — | 154000 USD |
| Capital Expenditures | 4.72 M USD | 3.13 M USD | 1.41 M USD | 2.15 M USD | 1.26 M USD | 749000 USD | 1.62 M USD | 873000 USD | 1.63 M USD | 511000 USD | 290000 USD | 193000 USD |
| Cash Flow from Investing | -128.95 M USD | -115.20 M USD | -116.57 M USD | -207.99 M USD | -130.96 M USD | -61.36 M USD | -39.78 M USD | -54.84 M USD | -28.59 M USD | 3.54 M USD | -46.24 M USD | 4.69 M USD |
| Cash Flow from Financing | 67.08 M USD | 98.62 M USD | 121.00 M USD | 2.44 M USD | 196.75 M USD | 143.84 M USD | 18.41 M USD | 39.19 M USD | 12.06 M USD | -7.72 M USD | 33.38 M USD | -10.71 M USD |
| Dividends Paid | 11.49 M USD | 9.72 M USD | 9.42 M USD | 9.16 M USD | 8.54 M USD | 7.26 M USD | 6.04 M USD | 5.51 M USD | 5.39 M USD | 4.71 M USD | 4.53 M USD | 4.37 M USD |
| Stock Buybacks | 361000 USD | 703000 USD | 3.10 M USD | 2.52 M USD | 1.44 M USD | 108000 USD | 428000 USD | 194000 USD | 1.59 M USD | 447000 USD | 127000 USD | 179000 USD |
| Free Cash Flow | 29.25 M USD | 19.68 M USD | 28.41 M USD | 28.58 M USD | 27.94 M USD | 13.05 M USD | 16.82 M USD | 16.43 M USD | 14.42 M USD | 10.83 M USD | 10.21 M USD | 10.34 M USD |
Norwood Financial Corp is a financial holding company that operates primarily through its subsidiary, Wayne Bank. It serves as a vital player in the banking sector, focusing on providing a comprehensive range of financial services to both individuals and businesses. Its offerings include personal banking services such as savings and checking accounts, mortgage and consumer loans, as well as business banking solutions like commercial lending and cash management. Norwood Financial Corp has carved a niche in community banking, known for its customer-centric approach and strong community ties. The company plays a significant role in the financial markets of the regions it serves by driving local economic growth through its lending activities and financial support services. Established in the mid-1800s, Norwood Financial Corp is headquartered in Honesdale, Pennsylvania, and has built a robust presence in northeastern Pennsylvania and the surrounding areas, contributing to the stability and development of these localities. Its focus on traditional banking principles and community engagement solidifies its place in the regional financial landscape.