| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — |
| Net Margin | — | — | — | — | — | — | — | — | — |
| Current Ratio | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — |
| Debt / Equity | — | — | — | — | — | — | — | — | — |
| ROE | 12.59% | 15.31% | 13.53% | 17.92% | 21.26% | 14.86% | 20.63% | 24.51% | — |
| ROA | 1.44% | 1.79% | 1.47% | 1.83% | 1.99% | 1.92% | 2.74% | 2.89% | — |
| Asset Turnover | — | — | — | — | — | — | — | — | — |
| Book Value / Share | 20.93 | 16.47 | 14.95 | 13.60 | 11.25 | 9.49 | 8.76 | 6.89 | — |
MetroCity Bankshares Inc. is a regional banking institution primarily focused on serving the financial needs of individuals and businesses in its community. As a holding company, its primary purpose is to provide a range of banking services through its subsidiary, Metro City Bank. The bank offers a comprehensive suite of products, including personal and business checking accounts, savings and investment options, mortgage services, and small business loans. Serving as a financial hub, MetroCity is instrumental in supporting local economies, with a strong presence in sectors such as real estate, retail, and healthcare. The bank’s emphasis on relationship banking underscores its commitment to customer service and personalized solutions. MetroCity Bankshares plays a significant role in its market by facilitating capital access and fostering economic growth in its operating regions. Its strategic focus on community-oriented service aligns with its goal of maintaining strong customer relationships and building financial partnerships, positioning it as a key player within the regional banking landscape.