| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 32.30% | 48.04% | 49.92% | 49.96% | 53.10% | 52.71% | — | — | — | — | — |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 1.68 | 1.93 | — | — | — | — | 0.28 | 0.46 | 0.15 | 0.28 | — |
| ROE | 9.59% | 14.28% | 16.42% | 15.05% | 19.66% | 22.27% | 11.83% | 14.93% | 14.88% | 16.06% | 19.15% |
| ROA | 1.12% | 1.70% | 1.65% | 1.74% | 2.01% | 1.87% | 1.21% | 1.62% | 1.61% | 1.22% | 1.25% |
| Asset Turnover | 0.03 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | — | — | — | — | — |
| Book Value / Share | 49.64 | 49.85 | 39.24 | 33.70 | 26.67 | 28.17 | 22.74 | 14.66 | 16.28 | 9.77 | 7.03 |
Merchants Bancorp Inc. is a diversified bank holding company operating primarily through its subsidiary, Merchants Bank of Indiana. Its core function is to provide a range of financial products and services, particularly focusing on lending and deposit solutions. The company primarily serves businesses and individuals with offerings such as residential and commercial mortgage loans, construction loans, and agricultural loans. Additionally, it provides financing for multifamily housing and healthcare facilities through Merchants Capital Corp., a subsidiary engaged in mortgage banking. Merchants Bancorp plays a significant role in the banking sector by facilitating economic growth through its tailored lending programs, particularly within the multifamily and healthcare real estate sectors. With a commitment to delivering high-quality customer service and fostering strong community ties, the company continues to expand its influence across its operational regions. Merchants Bancorp's strategic approach to niche loan products and its adaptability to regulatory changes reflect its robust position in the financial market, catering to the nuanced needs of specific industries while maintaining steady growth and stability.