| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | -1.39% | -3.97% | -6.38% | 10.50% | 10.30% | 7.68% | 4.37% | 0.12% | 3.61% | 6.21% |
| EBITDA Margin | — | — | -0.50% | -3.07% | -5.58% | 11.20% | 10.95% | 8.10% | 4.85% | 0.66% | 4.19% | 6.93% |
| Net Margin | 2.99% | 6.85% | -5.50% | -5.40% | -2.08% | 7.87% | 10.54% | 5.10% | 4.44% | 0.67% | 3.66% | 5.21% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 0.35 | 0.50 | 0.55 | 0.57 | 0.28 | 0.26 | 0.20 | 0.30 | 0.28 | 0.38 | 0.38 | — |
| ROE | 5.37% | 11.41% | -10.86% | -12.33% | -3.01% | 8.98% | 13.37% | 6.23% | 5.71% | 0.85% | 4.30% | 5.48% |
| ROA | 1.15% | 2.52% | -2.14% | -2.25% | -0.81% | 2.86% | 4.09% | 1.65% | 1.44% | 0.20% | 1.07% | 1.46% |
| Asset Turnover | 0.38 | 0.37 | 0.39 | 0.42 | 0.39 | 0.36 | 0.39 | 0.32 | 0.33 | 0.31 | 0.29 | 0.28 |
| Book Value / Share | 42.64 | 42.98 | 39.12 | 38.28 | 62.36 | 68.39 | 59.69 | 51.91 | 41.02 | 38.57 | 38.55 | 38.81 |
Kemper Corporation is a diversified insurance holding company that provides a wide range of property, casualty, and life insurance policies primarily in North America. With a focus on responsible and reliable insurance solutions, Kemper serves both individual and commercial customers by offering tailored products to meet varying needs. The company operates through a number of subsidiaries and provides services such as automobile and home insurance, life and health insurance, as well as other specialized lines. Kemper particularly impacts sectors such as automotive, household, and small businesses, offering risk management and financial protection services that are crucial to these industries. In the financial market, Kemper Corporation holds a notable position due to its stability and comprehensive approach to insurance, embodying resilience in both growing and volatile market conditions. Established in the late 20th century and headquartered in Chicago, Illinois, Kemper continues to evolve with technological advances, enhancing its customer-oriented service delivery and expanding its market reach.