| Annual · values | 2025 | 2024 |
|---|---|---|
| Gross Margin | — | — |
| Operating Margin | — | — |
| EBITDA Margin | — | — |
| Net Margin | 1.14% | -11.65% |
| Current Ratio | — | — |
| Quick Ratio | — | — |
| Debt / Equity | — | — |
| ROE | 0.14% | -2.28% |
| ROA | 0.05% | -0.44% |
| Asset Turnover | 0.04 | 0.04 |
| Book Value / Share | 21.66 | — |
Hoyne Bancorp, Inc. is a bank holding company that serves as the parent of Hoyne Savings Bank, a long-standing community-focused financial institution based in the Chicago area. The company’s primary purpose is to provide traditional retail banking services, including savings and checking accounts, certificates of deposit, and a range of loan products tailored to individuals and small businesses in its local market. Operating within the regional banking sector, Hoyne Bancorp, Inc. plays a role in channeling local deposits into residential and commercial lending, thereby supporting household financing and neighborhood economic activity. The company recently completed a strategic conversion from a mutual holding company to a fully stock-owned structure, accompanied by a subscription offering that raised new equity capital and established both an employee stock ownership plan and a charitable foundation. Through this structure, Hoyne Bancorp, Inc. combines its community banking mission with the governance, disclosure standards, and capital access associated with a publicly listed financial institution.