| Annual · values | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 69.52% | 64.78% | 62.29% | 56.87% | 56.00% | 56.62% | 61.26% | 63.08% | 58.78% | 59.63% | 57.26% | 54.60% |
| Operating Margin | 24.55% | 13.53% | 11.77% | 1.05% | -3.20% | 4.64% | 14.48% | 27.04% | 23.71% | 23.10% | 20.62% | 19.21% |
| EBITDA Margin | 36.33% | 27.07% | 27.09% | 19.76% | 14.93% | 20.44% | 24.88% | 33.37% | 30.66% | 30.50% | 27.40% | 25.91% |
| Net Margin | 16.38% | 8.06% | 5.57% | -3.03% | -5.85% | 1.20% | 7.46% | 25.73% | 20.63% | 14.79% | 13.10% | 11.57% |
| Current Ratio | 3.27 | 3.06 | 4.76 | 2.92 | 2.29 | 2.25 | 1.96 | 13.58 | 12.95 | 12.79 | 11.82 | 14.12 |
| Quick Ratio | 3.27 | 3.06 | 4.76 | 2.92 | 2.29 | 2.25 | 1.96 | 13.58 | 12.94 | 12.75 | 11.77 | 14.05 |
| Debt / Equity | 0.45 | 0.50 | 0.43 | 0.49 | 0.50 | 0.72 | 1.18 | 0.00 | — | — | — | — |
| ROE | 10.21% | 4.57% | 2.74% | -1.38% | -2.39% | 0.64% | 3.85% | 15.49% | 13.68% | 10.07% | 8.17% | 7.06% |
| ROA | 6.37% | 2.80% | 1.76% | -0.85% | -1.43% | 0.33% | 1.55% | 14.49% | 12.83% | 9.45% | 7.56% | 6.40% |
| Asset Turnover | 0.39 | 0.35 | 0.32 | 0.28 | 0.24 | 0.27 | 0.21 | 0.56 | 0.62 | 0.64 | 0.58 | 0.55 |
| Book Value / Share | 24.09 | 23.81 | 23.40 | 22.45 | 22.28 | 18.22 | 15.05 | 7.53 | 5.60 | 4.37 | 3.46 | 2.78 |
HealthEquity Inc. is a technology-enabled services platform that empowers consumers, employers, and health plans to manage healthcare savings and spending decisions. It specializes in administering health savings accounts (HSAs), serving as a non-bank HSA trustee designated by the IRS, along with flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), and pre-tax commuter benefits. The company provides investment platforms, online automated advisory services, payment processing, personalized benefit information, and wellness incentives to help users grow tax-advantaged savings. HealthEquity Inc. also offers Consolidated Omnibus Budget Reconciliation Act (COBRA) continuation services and consumer-directed benefits, facilitating efficient healthcare expense management. Its integrated solutions support a wide range of clients in the healthcare and financial services sectors, streamlining benefits administration and enhancing consumer control over health-related finances. Founded in 2002 and headquartered in Draper, Utah, HealthEquity Inc. plays a key role in the growing market for consumer-driven healthcare accounts.