| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 9.53% | 6.44% | 3.02% | -0.19% | 10.74% | 10.17% | 12.89% | 1.54% | 14.46% | 7.42% | 8.65% | 9.83% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 0.40 | 0.42 | 0.46 | 0.46 | 0.28 | 0.24 | 0.28 | 0.23 | 0.20 | 0.19 | 0.20 | 0.15 |
| ROE | 10.93% | 7.98% | 3.83% | -0.24% | 7.90% | 7.45% | 11.77% | 1.42% | 11.29% | 6.47% | 7.39% | 7.80% |
| ROA | 1.06% | 0.71% | 0.32% | -0.02% | 0.99% | 0.99% | 1.48% | 0.17% | 1.51% | 0.79% | 0.93% | 1.07% |
| Asset Turnover | 0.11 | 0.11 | 0.11 | 0.10 | 0.09 | 0.10 | 0.11 | 0.11 | 0.10 | 0.11 | 0.11 | 0.11 |
| Book Value / Share | 35.64 | 31.02 | 28.39 | 26.03 | 42.83 | 42.58 | 37.36 | 30.80 | 36.13 | 0.03 | 29.81 | 31.65 |
Horace Mann Educators Corp. is a premier insurance group primarily dedicated to serving the financial and insurance needs of educators and their families. Founded in 1945, the company provides a wide array of products including auto, home, and life insurance, as well as retirement annuities. By focusing on the niche market of educators, Horace Mann distinguishes itself by tailoring its products to address the specific challenges and needs faced by teachers and education professionals. The company plays a significant role in the financial markets by offering specialized services that enhance financial security for a vital sector of the workforce. Horace Mann Educators also contributes to the community through its commitment to educational causes and initiatives that support teachers. Its market presence is marked by a comprehensive understanding of the educator demographic, making it a unique player within the broader insurance and financial services industries.