| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 480.68% | 18.90% | 15.31% | 38.67% | 38.15% | 31.15% | — | — | — | — | — | — |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 0.36 | 1.61 | 1.88 | 1.69 | 0.93 | 0.69 | — | — | — | — | 1.68 | 3.61 |
| ROE | -21.86% | 4.64% | 3.89% | 13.79% | 12.04% | 9.90% | 10.14% | 10.80% | 7.25% | 7.02% | 7.70% | 9.31% |
| ROA | -2.34% | 0.45% | 0.35% | 1.19% | 1.18% | 1.16% | 1.27% | 1.25% | 0.84% | 0.76% | 0.77% | 0.87% |
| Asset Turnover | -0.00 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | — | — | — | — | — | — |
| Book Value / Share | 14.81 | 17.46 | 16.48 | 15.55 | 16.51 | 15.72 | 15.05 | 12.78 | 13.15 | 11.32 | 10.98 | 9.14 |
Horizon Bancorp Inc. is a financial services holding company primarily focused on providing a wide range of banking services to its community. With its headquarters in Michigan City, Indiana, Horizon Bancorp caters to individuals, businesses, and municipalities through its subsidiary, Horizon Bank. The company's offerings include personal and business banking, mortgage lending, merchant services, and wealth and investment management solutions. It operates in various sectors, emphasizing personalized service and local decision-making to better serve its diverse clientele. Horizon Bancorp maintains a significant presence in the Midwest, strengthening local economies by supporting regional development through loans and financial planning services. Its community-oriented approach aims to build long-lasting relationships and foster financial success among its customers. As part of the broader financial market, Horizon Bancorp plays an essential role in facilitating credit flow and providing essential financial services that underpin regional economic activity and growth.