| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 62.54% | 59.50% | 50.61% | 43.34% | 49.54% | 54.46% | 54.92% | 55.12% | 62.75% | 64.23% | 61.32% | 57.47% |
| Operating Margin | 3.42% | -5.36% | -16.51% | -24.54% | -14.21% | -3.22% | 0.20% | -1.11% | 5.17% | 3.87% | 4.33% | 5.26% |
| EBITDA Margin | 5.39% | -3.09% | -13.77% | -20.42% | -9.23% | 2.53% | 5.76% | 4.28% | 8.82% | 5.96% | 6.30% | 7.19% |
| Net Margin | 5.81% | -0.62% | -12.36% | -22.20% | -8.95% | -3.66% | 2.88% | -2.97% | 4.13% | 3.53% | 2.60% | 4.20% |
| Current Ratio | 2.77 | 1.55 | 2.95 | 3.71 | 4.51 | 5.96 | 5.75 | 5.43 | 4.15 | 5.94 | 6.34 | 5.41 |
| Quick Ratio | 2.77 | 1.55 | 2.95 | 3.71 | 4.51 | 5.96 | 5.75 | 5.43 | 4.15 | 5.94 | 6.34 | 5.41 |
| Debt / Equity | — | 0.30 | 0.33 | 0.25 | 0.22 | 0.20 | 0.20 | 0.21 | — | — | — | — |
| ROE | 4.79% | -0.45% | -9.33% | -12.43% | -4.30% | -1.64% | 1.32% | -1.38% | 2.38% | 1.91% | 1.43% | 2.26% |
| ROA | 2.57% | -0.27% | -5.52% | -7.96% | -2.86% | -1.15% | 0.96% | -0.99% | 1.97% | 1.63% | 1.24% | 1.94% |
| Asset Turnover | 0.44 | 0.44 | 0.45 | 0.36 | 0.32 | 0.31 | 0.33 | 0.33 | 0.48 | 0.46 | 0.48 | 0.46 |
| Book Value / Share | 16.96 | 16.32 | 14.60 | 17.37 | 18.48 | 20.00 | 19.04 | 18.32 | 11.86 | 10.63 | 9.53 | 9.41 |
Guidewire Software Inc. is a leading provider of cloud-based software platforms for property and casualty (P&C) insurance carriers worldwide. Its core offerings include InsuranceSuite, comprising PolicyCenter for policy administration, BillingCenter for billing management, and ClaimCenter for claims processing, alongside InsuranceNow as an all-in-one cloud solution for rapid deployment. The company delivers innovative tools that integrate digital engagement, analytics, and AI to help insurers manage policies, claims, underwriting, and billing efficiently across commercial, personal, and workers' compensation lines. Notable features encompass the Guidewire Marketplace for integrations, PricingCenter for unified pricing and rating, HazardHub for risk data, and digital services enhancing customer, agent, and broker interactions. Guidewire Software Inc. supports over 570 insurers in 40 countries through a vast partner ecosystem and professional services, enabling operational efficiency and data-driven decisions in the P&C sector. Founded in 2001 and headquartered in San Mateo, California, it focuses exclusively on P&C insurance technology.