Menu
Annual · values202520242023202220212020
Gross Margin
Operating Margin
EBITDA Margin
Net Margin24.75%22.07%27.37%37.99%52.02%48.30%
Current Ratio
Quick Ratio
Debt / Equity
ROE13.82%11.51%16.70%17.72%18.06%26.86%
ROA1.30%1.13%1.33%1.39%1.66%1.84%
Asset Turnover0.050.050.050.040.030.04
Book Value / Share20.9619.6316.6314.7315.6713.29

Five Star Bancorp operates as a bank holding company for Five Star Bank, providing comprehensive community banking services primarily in California. Focused on serving small to medium-sized businesses, entrepreneurs, and professionals, the bank offers a range of financial products including commercial and industrial loans, real estate loans, and a variety of deposit accounts. Five Star Bank also provides cash management services, online and mobile banking, and other treasury management solutions to address business needs. With a commitment to personalized service, it bridges the gap between traditional banking services and the modern needs of local businesses. The bank plays a crucial role in supporting regional economic growth by providing capital and financial services essential for business development and expansion. Five Star Bancorp’s strategic approach to banking emphasizes building strong relationships with its clients while maintaining a focus on financial safety and risk management, thereby enhancing its significance in the communities it serves and maintaining its status as a reliable financial institution within its market areas.