| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 24.28% | 15.88% | 20.22% | 22.84% | 32.12% | 22.87% | — | — | — | — | — | — |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 1.23 | 1.55 | 1.17 | 0.23 | 0.16 | 0.17 | — | — | — | 0.21 | — | — |
| ROE | 12.11% | 7.67% | 10.29% | 13.08% | 12.49% | 8.82% | 12.64% | 5.17% | 1.89% | 6.94% | 9.16% | 8.12% |
| ROA | 0.95% | 0.50% | 0.74% | 0.88% | 1.11% | 0.83% | 1.27% | 0.51% | 0.18% | 0.72% | 0.99% | 0.84% |
| Asset Turnover | 0.04 | 0.03 | 0.04 | 0.04 | 0.03 | 0.04 | — | — | — | — | — | — |
| Book Value / Share | 39.11 | 32.69 | 30.21 | 25.83 | 35.54 | 33.32 | 29.01 | 26.88 | 26.42 | 27.08 | 26.21 | 24.67 |
Franklin Financial Services Corporation is a well-established financial institution that primarily operates as a bank holding company. It is the parent company of Farmers and Merchants Trust Company of Chambersburg, a community-focused bank. Franklin Financial Services Corporation offers a comprehensive suite of financial products and services, including traditional banking deposits, lending solutions, and trust services. The company actively serves individuals, families, businesses, and municipalities, with a strong emphasis on personalized customer service and community involvement. Its operations are predominantly concentrated within Pennsylvania, where it supports economic growth and development by providing accessible financial solutions. With a legacy of stability and reliability, Franklin Financial Services Corporation plays a crucial role in its regional banking market, supporting local community initiatives and ensuring the availability of essential financial services. Its deep-rooted commitment to customer and community needs continues to guide its operational strategies and market presence.