| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | 46.45% | 42.71% | 42.47% | 39.38% | 38.40% | 22.86% | 21.86% | 19.99% | 19.01% | 19.24% | 16.39% | 20.52% |
| EBITDA Margin | 47.21% | 43.52% | 43.44% | 40.87% | 40.34% | 25.21% | 24.58% | 22.92% | 22.89% | 22.83% | 20.43% | 24.65% |
| Net Margin | 32.75% | 29.86% | 28.37% | 27.12% | 29.78% | 18.26% | 16.56% | 13.79% | 13.76% | 12.42% | 10.31% | 12.03% |
| Current Ratio | 0.83 | 1.62 | 1.51 | 1.46 | 0.99 | 1.29 | 0.93 | 0.80 | 0.95 | 1.09 | 1.18 | 0.85 |
| Quick Ratio | 0.83 | 1.62 | 1.51 | 1.46 | 0.99 | 1.29 | 0.93 | 0.80 | 0.95 | 1.09 | 1.18 | 0.85 |
| Debt / Equity | -1.75 | -2.29 | -2.71 | -2.31 | -11.35 | 2.52 | 2.85 | 2.90 | 1.42 | 1.28 | 1.39 | 1.36 |
| ROE | -37.34% | -53.27% | -62.41% | -46.58% | -353.41% | 71.41% | 66.30% | 54.00% | 30.07% | 24.49% | 19.79% | 20.87% |
| ROA | 34.90% | 29.85% | 27.26% | 25.90% | 25.01% | 14.72% | 13.40% | 11.35% | 10.21% | 8.96% | 7.03% | 7.96% |
| Asset Turnover | 1.07 | 1.00 | 0.96 | 0.96 | 0.84 | 0.81 | 0.81 | 0.82 | 0.74 | 0.72 | 0.68 | 0.66 |
| Book Value / Share | -71.08 | -38.39 | -27.12 | -30.44 | -3.79 | 11.06 | 9.57 | 8.46 | 13.23 | 13.83 | 13.40 | 13.04 |
Fair Isaac Corporation is a technology company that provides analytics, software, and decision-management solutions for businesses across financial services and other industries. Its best-known product is the FICO credit score, a widely used benchmark for assessing consumer creditworthiness and supporting lending decisions. The company also offers software for analytics, decision automation, customer workflows, and fraud detection, helping organizations improve risk management and operational efficiency. Fair Isaac serves banks, lenders, insurers, retailers, and other enterprises that rely on data-driven decisions in credit, fraud prevention, and customer engagement. Founded in 1956 and headquartered in Bozeman, Montana, Fair Isaac Corporation plays a central role in the modern credit and decisioning infrastructure used by financial institutions and business clients.