| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 50.28% | 48.09% | 47.82% | 46.34% | 54.10% | 55.85% | 54.62% | 54.29% | 53.24% | 55.57% | 55.52% | 56.23% |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 9.02% | 7.64% | 6.96% | 9.29% | 7.35% | 6.53% | 8.83% | 8.60% | 8.08% | 5.52% | 8.62% | 11.95% |
| Current Ratio | 4.55 | 4.14 | 3.89 | 3.83 | 2.88 | 3.03 | 3.65 | 5.94 | 6.99 | 6.21 | 7.05 | 7.23 |
| Quick Ratio | 3.36 | 3.15 | 2.96 | 2.85 | 2.21 | 2.10 | 2.34 | 3.87 | 4.69 | 3.91 | 5.02 | 5.09 |
| Debt / Equity | 0.97 | 0.84 | 0.80 | 0.73 | 0.72 | 0.48 | 0.47 | 0.45 | 0.27 | 0.32 | 0.60 | 0.50 |
| ROE | 14.51% | 12.60% | 10.98% | 13.49% | 6.91% | 8.30% | 12.19% | 11.62% | 9.75% | 4.15% | 14.07% | 18.99% |
| ROA | 6.23% | 5.78% | 5.11% | 6.49% | 3.26% | 4.49% | 6.75% | 7.27% | 6.98% | 2.80% | 8.02% | 11.92% |
| Asset Turnover | 0.69 | 0.76 | 0.73 | 0.70 | 0.44 | 0.69 | 0.76 | 0.84 | 0.86 | 0.51 | 0.93 | 1.00 |
| Book Value / Share | 51.13 | 45.48 | 43.69 | 39.72 | 44.07 | 30.86 | 31.25 | 29.37 | 30.81 | 41.42 | 15.23 | 15.43 |
FirstCash Holdings, Inc. is the leading international operator of pawn stores and a provider of technology-driven point-of-sale payment solutions, serving cash and credit-constrained consumers. The company operates more than 3,300 pawn stores across 29 U.S. states and the District of Columbia, the United Kingdom, and Latin America, including all states in Mexico and the countries of Guatemala, Colombia, and El Salvador. These locations sell a wide variety of merchandise such as jewelry, electronics, tools, appliances, sporting goods, musical instruments, and other items, while also offering small non-recourse pawn loans secured by pledged personal property. Through its wholly owned subsidiary, American First Finance, FirstCash Holdings, Inc. delivers lease-to-own and retail finance payment solutions for consumer goods and services via a nationwide network of over 15,000 active retail merchant partner locations. Headquartered in Fort Worth, Texas, the company plays a significant role in the pawn and retail finance sectors, catering to underserved markets with accessible financial and retail services.