| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — |
| Net Margin | 5.97% | 4.70% | 15.16% | -5.79% | -0.43% | 3.86% |
| Current Ratio | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — |
| Debt / Equity | 0.23 | 0.27 | 0.32 | 0.84 | 0.56 | 0.47 |
| ROE | 15.12% | 15.51% | 52.11% | -26.69% | -1.32% | 9.33% |
| ROA | 3.62% | 3.86% | — | — | — | — |
| Asset Turnover | 0.61 | 0.82 | — | — | — | — |
| Book Value / Share | 5.41 | 4.45 | 3.72 | 1.73 | 2.43 | 2.88 |
First Acceptance Corporation, together with its subsidiaries, operates as an insurance holding company that underwrites non-standard personal automobile insurance and related products in the United States. The company issues non-standard automobile insurance policies to individuals based on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment preference, failure to maintain continuous insurance coverage, or driving record. It also underwrites auto insurance, renters insurance, life insurance, as well as roadside assistance. The company primarily distributes its products through its retail locations. First Acceptance Corporation was founded in 1969 and is headquartered in Nashville, Tennessee.