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Annual · values202520242023202220212020201920182017201620152014
Operating Cash Flow32.00 M USD33.03 M USD33.55 M USD34.60 M USD34.84 M USD24.78 M USD22.46 M USD25.89 M USD19.37 M USD18.51 M USD19.69 M USD22.28 M USD
Depreciation & Amortization2.36 M USD2.18 M USD2.15 M USD2.39 M USD2.13 M USD1.98 M USD1.75 M USD1.75 M USD1.64 M USD
Stock-Based Compensation606000 USD565000 USD
Capital Expenditures1.91 M USD1.91 M USD2.27 M USD3.29 M USD1.86 M USD3.14 M USD2.87 M USD1.17 M USD1.70 M USD1.58 M USD1.04 M USD801000 USD
Cash Flow from Investing196000 USD-20.94 M USD-53.20 M USD-234.69 M USD-103.89 M USD96.58 M USD22.67 M USD-21.65 M USD-30.91 M USD-29.40 M USD18.41 M USD-9.49 M USD
Cash Flow from Financing-111.07 M USD58.70 M USD24.73 M USD151.94 M USD68.88 M USD-56.47 M USD-46.83 M USD-8.42 M USD19.91 M USD6.20 M USD-36.40 M USD-19.77 M USD
Dividends Paid16.29 M USD15.53 M USD15.57 M USD15.87 M USD15.98 M USD14.47 M USD14.04 M USD11.75 M USD11.14 M USD11.11 M USD11.24 M USD11.39 M USD
Stock Buybacks163000 USD189000 USD0 USD0 USD3.72 M USD4.42 M USD4.00 M USD
Free Cash Flow30.10 M USD31.13 M USD31.28 M USD31.31 M USD32.98 M USD21.65 M USD19.59 M USD24.73 M USD17.68 M USD16.93 M USD18.65 M USD21.48 M USD

Citizens & Northern Corporation is a bank holding company primarily engaged in offering a comprehensive suite of financial services through its subsidiary, Citizens & Northern Bank. The corporation’s primary function is to facilitate banking operations that include personal and business banking, wealth management, and lending solutions. Serving the communities in Pennsylvania and New York, it provides vital financial support to both retail and commercial customers. Key features of Citizens & Northern Corporation include personalized relationship banking, competitive interest rates, and a focus on customer-centric service delivery. By maintaining a robust local presence, the corporation plays a significant role in fostering regional economic development. Its services impact various sectors by providing necessary financial instruments for businesses to thrive and individuals to manage their finances effectively. Established in 1864, Citizens & Northern Corporation has maintained a significant presence in the financial market by embracing both traditional banking values and modern financial innovations.