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Annual · values202520242023202220212020201920182017201620152014
Gross Margin
Operating Margin52.92%49.83%51.79%0.06%
EBITDA Margin55.42%52.27%54.78%2.71%
Net Margin35.28%31.85%36.52%45.74%50.52%41.17%45.39%42.01%36.35%38.27%37.91%41.13%
Current Ratio
Quick Ratio
Debt / Equity0.480.510.000.000.00
ROE9.12%9.18%10.66%12.08%10.21%8.82%10.42%8.21%9.76%10.24%10.74%11.85%
ROA1.34%1.32%1.38%1.43%1.34%1.23%1.84%1.32%1.26%1.26%1.29%1.41%
Asset Turnover0.040.040.040.030.030.030.040.030.030.030.030.03
Book Value / Share16.7515.7815.0113.9215.3814.7414.2515.189.749.208.708.30

CVB Financial Corp. operates as a leading bank holding company primarily serving California and neighboring states. Its main subsidiary, Citizens Business Bank, provides a wide array of financial services focusing on business banking solutions. This includes commercial loans, lines of credit, and treasury management services, targeted at small to medium-sized enterprises and professionals. The bank also offers personal banking, residential mortgage services, and investment products, fostering a comprehensive banking experience. CVB Financial Corp. places substantial emphasis on agricultural lending, reflecting its strong presence in Californian farming communities. It also supports industries such as real estate, healthcare, and manufacturing. As a prominent player in its regional market, CVB Financial Corp. contributes significantly to the economic support and growth of its operating areas by aiding local businesses and communities. Its role extends beyond traditional banking services by participating actively in community development and economic education. Listed on a major stock exchange, CVB Financial Corp. aids investors seeking exposure to the financial services sector while emphasizing regional economic participation.