| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 19.02 M USD | 16.06 M USD | 15.19 M USD | 9.71 M USD | 13.12 M USD | 4.91 M USD |
| Depreciation & Amortization | 793000 USD | 822000 USD | 869000 USD | 860000 USD | 1.02 M USD | 696000 USD |
| Stock-Based Compensation | 4.16 M USD | 1.91 M USD | 357000 USD | 258000 USD | — | — |
| Capital Expenditures | 237000 USD | 611000 USD | 155000 USD | 502000 USD | -415000 USD | -375000 USD |
| Cash Flow from Investing | -13.29 M USD | -32.50 M USD | -35.17 M USD | -27.76 M USD | — | — |
| Cash Flow from Financing | -20.53 M USD | 13.19 M USD | 25.07 M USD | -24.49 M USD | — | — |
| Dividends Paid | — | — | — | — | — | — |
| Stock Buybacks | 30.02 M USD | 17.70 M USD | — | — | — | — |
| Free Cash Flow | 18.79 M USD | 15.45 M USD | 15.04 M USD | 9.21 M USD | 10.16 M USD | 4.65 M USD |
BV Financial Inc. is a bank holding company primarily engaged in the provision of financial services through its wholly-owned subsidiary. Its main function is offering banking products and services to individual and business customers. These products include personal and commercial loans, savings and checking accounts, as well as certificates of deposit. BV Financial Inc. plays a crucial role in supporting local communities by facilitating access to essential banking services that enable personal financial growth and business development. Operating within the financial services sector, BV Financial Inc. often impacts regional economic activity by extending credit to customers and offering competitive interest rates. In the broader financial market, the company serves as a stable intermediary that fosters economic stability and growth through its banking operations and customer-centric service approach. BV Financial Inc. benefits from a relationship-driven business model, emphasizing personalized service and a comprehensive understanding of its customer base's needs.