| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 17.62% | 23.07% | 25.75% | 148.33% | 138.42% | 134.56% | 101.94% | 153.03% | 22.39% | 25.98% | 27.44% | — |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 0.51 | 0.63 | 0.77 | 1.00 | 0.42 | 0.82 | 1.34 | 1.95 | 2.34 | 3.42 | 2.17 | 2.14 |
| ROE | 6.93% | 9.50% | 10.38% | 11.07% | 9.27% | 8.08% | 5.71% | 8.89% | 7.33% | 9.53% | 9.83% | 9.99% |
| ROA | 0.79% | 1.07% | 1.13% | 1.11% | 1.06% | 0.89% | 0.62% | 0.91% | 0.73% | 0.85% | 0.96% | 1.00% |
| Asset Turnover | 0.04 | 0.05 | 0.04 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.03 | — |
| Book Value / Share | 33.38 | 29.94 | 28.43 | 26.04 | 28.19 | 26.94 | 25.43 | 23.81 | 23.19 | 17.14 | 25.44 | 24.48 |
Bar Harbor Bankshares is a financial services company that operates as the parent company of Bar Harbor Bank & Trust. Primarily serving the communities in Northern New England, it provides a variety of banking products and services tailored to individuals, businesses, and municipalities. The bank offers traditional services such as checking and savings accounts, mortgage and personal lending, and comprehensive commercial banking solutions. Additionally, it provides investment management and trust services, supporting a wide range of financial needs for its clients. The company plays a vital role in the local economy by facilitating growth and development through its lending products and community-focused initiatives. Bar Harbor Bankshares, through its regional presence, significantly impacts sectors such as real estate, healthcare, and small business, supporting economic stability and growth. Its commitment to customer service and community involvement contributes to its reputation as a reliable financial institution in the area.