| Annual · values | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Operating Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| EBITDA Margin | — | — | — | — | — | — | — | — | — | — | — | — |
| Net Margin | 301.44% | 15.25% | 16.90% | 22.38% | 27.32% | -139.14% | 21.69% | 22.54% | 13.14% | 19.68% | 18.47% | 14.90% |
| Current Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Quick Ratio | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt / Equity | 0.32 | 0.38 | 0.50 | 0.13 | 0.09 | 0.48 | 0.47 | 0.98 | 0.76 | 1.20 | 1.42 | 1.48 |
| ROE | 3.62% | 5.23% | 6.88% | 9.70% | 10.04% | -44.88% | 5.54% | 6.81% | 3.69% | 5.37% | 5.58% | 4.76% |
| ROA | 0.39% | 0.50% | 0.56% | 0.79% | 1.03% | -4.15% | 0.74% | 0.87% | 0.48% | 0.64% | 0.63% | 0.52% |
| Asset Turnover | 0.00 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 |
| Book Value / Share | 28.46 | 27.30 | 23.27 | 20.78 | 23.86 | 23.63 | 35.58 | 33.59 | 37.69 | 35.08 | 31.06 | 28.54 |
Beacon Financial Corporation is a regional bank holding company that operates through its principal subsidiary, Beacon Bank & Trust. Formed from the merger of Berkshire Hills Bancorp and Brookline Bancorp in 2025, Beacon Financial serves a broad geographic area including New England and New York with over 145 branch offices. The company offers a diverse range of banking services such as deposit products, commercial lending, asset-based lending, retail and consumer banking, and residential mortgage services. With assets totaling approximately $12.1 billion and deposits of around $10.3 billion post-merger, Beacon Financial plays a significant role in the regional financial market by providing comprehensive banking solutions tailored to both individual and business clients. Headquartered in Boston, Massachusetts, it represents a substantial regional banking franchise focused on community banking and local economic development.