BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank, serving consumers and small businesses in the Tampa Bay region. The company offers a comprehensive suite of banking products and services, including demand deposits, money market accounts, savings deposits, and time deposits for retail customers. On the lending side, BayFirst Financial provides commercial business loans, real estate loans, and consumer loans to support both individual borrowers and small business clients. Headquartered in St. Petersburg, Florida, BayFirst Financial Corp. operates as a progressive financial institution focused on delivering innovative products and services while maintaining a commitment to technology advancement and social responsibility in the banking sector.