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Annual · values20252024202320222021202020192018
Gross Margin
Operating Margin
EBITDA Margin
Net Margin24.74%26.52%24.57%31.52%29.32%24.25%25.38%27.23%
Current Ratio
Quick Ratio
Debt / Equity0.000.15
ROE13.15%15.04%15.03%16.01%9.39%8.62%9.62%
ROA1.18%1.29%1.10%1.04%0.75%0.77%0.89%
Asset Turnover0.050.050.040.030.030.030.03
Book Value / Share25.9422.8719.0116.3217.8917.1615.23

Amalgamated Financial Corp. is a bank holding company that operates as a full-service commercial bank and chartered trust company, providing a comprehensive suite of financial services to commercial and retail customers nationally. The company offers commercial and retail banking services, including deposit accounts, lending products, and payment solutions for businesses and individuals. Through its investment management segment, Amalgamated Financial Corp. provides portfolio management and advisory services. The trust and custody segment delivers fiduciary services, asset safekeeping, and estate administration. The company serves diverse customer bases across multiple markets, distributing its services through its banking network and digital platforms. Founded in 1923 and headquartered in New York, Amalgamated Financial Corp. operates as a regional bank in the competitive financial services industry, combining traditional banking operations with specialized trust and investment management capabilities to address the evolving needs of its client base.