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Annual · values202420232022202120202019201820172016201520142013
Gross Margin
Operating Margin-2.63%0.83%5.13%-0.75%5.89%-3.78%-2.12%-2.10%0.56%0.51%1.55%1.49%
EBITDA Margin-2.44%1.17%5.60%-0.25%6.40%-3.28%-1.59%-1.31%1.28%1.19%2.11%1.85%
Net Margin-2.27%-0.09%0.81%2.15%6.23%-0.19%-0.38%2.50%1.59%2.64%2.66%6.67%
Current Ratio
Quick Ratio
Debt / Equity
ROE-4.28%-0.16%1.49%3.03%8.39%-0.33%-0.69%4.01%2.50%4.28%4.25%10.92%
ROA-1.08%-0.04%0.42%1.06%3.00%-0.10%-0.20%1.32%0.83%1.39%1.40%3.45%
Asset Turnover0.480.490.510.500.480.520.540.530.520.530.520.52
Book Value / Share4.885.265.016.936.655.845.005.535.164.985.014.41

Atlantic American Corporation is an insurance holding company that provides life, health, and property and casualty insurance products through its operating subsidiaries. Atlantic American Corporation serves policyholders through Bankers Fidelity in the life and health insurance market and American Southern in the property and casualty segment, with additional corporate and other activities supporting the business. The company focuses on underwriting and managing specialty insurance offerings for individuals and organizations across the United States. Its role in the financial market is centered on delivering risk protection solutions and maintaining a diversified insurance structure across multiple lines of coverage. Atlantic American Corporation is headquartered in Atlanta, Georgia, and operates as a niche insurer with a business model built around specialized insurance distribution and policy administration.