# Zions Bancorporation, National Association (ZION)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $9.68B  
**Price:** $65.75 (-0.10%)

> Zions Bancorporation, National Association is a U.S. national bank headquartered in Salt Lake City, Utah. The institution operates as a collection of locally managed, community-focused banks that provide a full range of commercial and consumer banking services to businesses, households, and public sector entities, primarily across western states. Through regional brands such as Zions Bank, Amegy Bank, California Bank & Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington, it offers lending, deposit, treasury management, and wealth-related services tailored to local markets. Zions Bancorporation, National Association plays a notable role in small and middle-market banking, public finance advisory, and Small Business Administration lending, serving as a key financial intermediary for regional economic activity in its footprint. Founded in the United States and headquartered in Utah, the bank is recognized as one of the country’s prominent regional financial services providers.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $529M | — | — | $899M | — |
| 2024 | $513M | — | — | $784M | — |
| 2023 | $503M | — | — | $680M | — |
| 2022 | $495M | — | — | $907M | — |
| 2021 | $449M | — | — | $1.13B | — |
| 2020 | $402M | — | — | $539M | — |
| 2019 | $414M | — | — | $816M | — |
| 2018 | $412M | — | — | $884M | — |
| 2017 | $2.19B | — | — | — | — |
| 2016 | $1.95B | — | — | — | — |
| 2015 | $1.83B | — | — | — | — |
| 2014 | $1.85B | — | — | — | — |
| 2013 | $1.94B | — | — | $264M | — |
| 2012 | $2.04B | — | — | $350M | — |
| 2011 | $2.19B | — | — | $324M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $88.69B | $81.51B | $7.18B | — | — |
| 2024 | $88.78B | $82.65B | $6.12B | — | $946M |
| 2023 | $87.20B | $81.51B | $5.69B | — | $542M |
| 2022 | $89.55B | $84.65B | $4.89B | — | $651M |
| 2021 | $93.20B | $85.74B | $7.46B | — | $1.01B |
| 2020 | $81.48B | $73.59B | $7.89B | — | $1.34B |
| 2019 | $69.17B | $61.82B | $7.35B | — | $1.72B |
| 2018 | $68.75B | $61.17B | $7.58B | — | $724M |
| 2017 | $66.29B | $58.61B | $7.68B | — | $383M |
| 2016 | $63.24B | $55.60B | $7.63B | — | $535M |
| 2015 | $59.66B | $52.16B | $7.51B | — | $812M |
| 2014 | $57.21B | $49.84B | $7.37B | — | $1.09B |
| 2013 | $56.03B | $49.57B | $6.46B | — | $2.27B |
| 2012 | $55.51B | $49.46B | $6.05B | — | $2.34B |
| 2011 | $53.15B | $46.17B | $6.99B | — | $1.95B |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $1.07B | $121M | $952M |
| 2024 | $1.15B | $97M | $1.05B |
| 2023 | $885M | $113M | $772M |
| 2022 | $1.47B | $190M | $1.28B |
| 2021 | $629M | $206M | $423M |
| 2020 | $719M | $171M | $548M |
| 2019 | $697M | $117M | $580M |
| 2018 | $1.18B | $129M | $1.05B |
| 2017 | $928M | $169M | $759M |
| 2016 | $596M | $196M | $400M |
| 2015 | $464M | $157M | $307M |
| 2014 | $380M | $176M | $205M |
| 2013 | $835M | $89M | $747M |
| 2012 | $736M | $69M | $667M |
| 2011 | $1.07B | $78M | $991M |

Source: [CompaniesByCap](https://companiesbycap.com/company/ZION)