# Univest Financial Corporation (UVSP)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $1.21B  
**Price:** $41.79 (+1.41%)

> Univest Financial Corporation is a financial services company that provides various banking and financial solutions to individual and business clients. Headquartered in Pennsylvania, Univest operates through a network of community banks that offer a comprehensive set of services including personal and business banking, trust administration, wealth management, and insurance solutions. Univest's primary purpose is to deliver personalized customer service by leveraging deep local market knowledge to facilitate economic growth within the communities it serves. The company is notably active in sectors such as residential mortgage lending, commercial real estate financing, and small business lending, contributing significantly to local economic development. With a long-standing history dating back to 1876, Univest Financial Corporation continues to play a crucial role in the regional financial ecosystem, upholding its mission to help clients achieve their economic goals through sound financial advices and tailored financial products. Its local presence and comprehensive service offerings make it a vital player within its geographical focus area.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $328M | — | — | $91M | — |
| 2024 | $299M | — | — | $76M | — |
| 2023 | $297M | — | — | $71M | — |
| 2022 | $296M | — | — | $78M | — |
| 2021 | — | — | — | $92M | — |
| 2020 | — | — | — | $47M | — |
| 2019 | — | — | — | $66M | — |
| 2018 | — | — | — | $51M | — |
| 2017 | — | — | — | $44M | — |
| 2016 | — | — | — | $20M | — |
| 2015 | — | — | — | $27M | — |
| 2014 | — | — | — | $22M | — |
| 2013 | — | — | — | $21M | — |
| 2012 | $81M | — | — | $21M | — |
| 2011 | $85M | — | — | $19M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $8.44B | $7.49B | $943M | — | — |
| 2024 | $8.13B | $7.24B | $887M | — | — |
| 2023 | $7.78B | $6.94B | $839M | — | — |
| 2022 | $7.22B | $6.45B | $777M | — | — |
| 2021 | $7.12B | $6.35B | $774M | — | — |
| 2020 | $6.34B | $5.64B | $692M | — | — |
| 2019 | $5.38B | $4.71B | $675M | — | $150M |
| 2018 | $4.98B | $4.36B | $624M | — | $145M |
| 2017 | $4.55B | $3.95B | $603M | — | $156M |
| 2016 | $4.23B | $3.73B | $505M | — | $128M |
| 2015 | $2.88B | $2.52B | $362M | — | — |
| 2014 | $2.24B | $1.95B | $285M | — | — |
| 2013 | $2.19B | $1.91B | $281M | — | — |
| 2012 | $2.30B | $2.02B | $284M | — | — |
| 2011 | $2.21B | $1.93B | $273M | — | $5M |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $102M | — | — |
| 2024 | $75M | — | — |
| 2023 | $90M | — | — |
| 2022 | $109M | — | — |
| 2021 | $102M | — | — |
| 2020 | $51M | — | — |
| 2019 | $73M | — | — |
| 2018 | $86M | — | — |
| 2017 | $69M | — | — |
| 2016 | $33M | — | — |
| 2015 | $39M | — | — |
| 2014 | $30M | — | — |
| 2013 | $33M | — | — |
| 2012 | $37M | — | — |
| 2011 | $43M | — | — |

Source: [CompaniesByCap](https://companiesbycap.com/company/UVSP)