# Unum Group (UNM)

**Exchange:** NYSE  
**Sector:** Financial Services  
**Market cap:** $15.68B  
**Price:** $90.68 (+3.05%)

> Unum Group is a leading insurance company specializing in financial protection benefits. Its primary function is to offer products and services such as disability, life, accident, critical illness, and dental insurance to both individual consumers and larger business entities. With a focus on providing income protection and benefits solutions, Unum Group plays a crucial role in the financial well-being of its clients by helping secure financial stability in times of need. The company serves a wide range of sectors including corporate clients, small businesses, and individual policyholders, making its offerings integral to workforce benefits and personal financial planning. Headquartered in Chattanooga, Tennessee, Unum Group operates across the United States, the United Kingdom, and Poland, underscoring its international presence and influence in the insurance industry. As a major player in the financial services sector, it continues to enhance its offerings to meet evolving customer needs, thereby maintaining its position as a pivotal provider in the realm of employee benefits solutions.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $13.08B | — | — | $739M | — |
| 2024 | $12.89B | — | — | $1.78B | — |
| 2023 | $12.39B | — | — | $1.28B | — |
| 2022 | $11.98B | — | — | $1.41B | — |
| 2021 | $12.01B | — | — | $981M | — |
| 2020 | $13.16B | — | — | $793M | — |
| 2019 | $12.00B | — | — | $1.10B | — |
| 2018 | $11.60B | — | — | $523M | — |
| 2017 | $11.29B | — | — | $994M | — |
| 2016 | $11.05B | — | — | $931M | — |
| 2015 | $10.73B | — | — | $867M | — |
| 2014 | $10.52B | — | — | $402M | — |
| 2013 | $10.37B | — | $1.24B | $847M | — |
| 2012 | $10.52B | — | $1.24B | $894M | — |
| 2011 | $10.28B | — | $1.32B | $284M | — |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $63.52B | $52.40B | $11.12B | — | $3.77B |
| 2024 | $61.96B | $51.00B | $10.96B | — | $3.74B |
| 2023 | $63.26B | $53.60B | $9.65B | — | $3.43B |
| 2022 | $61.15B | $52.41B | $8.73B | — | $3.43B |
| 2021 | $70.12B | $58.70B | $6.03B | — | $3.44B |
| 2020 | $70.63B | $59.75B | $10.87B | — | $3.35B |
| 2019 | $67.01B | $57.05B | $9.96B | — | $3.33B |
| 2018 | $61.88B | $53.25B | $8.62B | — | $2.97B |
| 2017 | $64.01B | $54.44B | $9.57B | — | $2.94B |
| 2016 | $61.94B | $52.97B | $8.97B | — | $3.00B |
| 2015 | $60.56B | $51.90B | $8.66B | — | $2.80B |
| 2014 | $62.45B | $53.93B | $8.52B | — | $2.78B |
| 2013 | $59.40B | $50.74B | $8.64B | — | $2.61B |
| 2012 | $62.24B | $53.62B | $8.61B | — | $2.76B |
| 2011 | $59.56B | $51.39B | $8.17B | — | $2.57B |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $688M | $132M | $555M |
| 2024 | $1.51B | $126M | $1.39B |
| 2023 | $1.20B | $135M | $1.07B |
| 2022 | $1.42B | $102M | $1.32B |
| 2021 | $1.39B | $110M | $1.28B |
| 2020 | $469M | $119M | $350M |
| 2019 | $1.61B | $151M | $1.46B |
| 2018 | $1.54B | $144M | $1.39B |
| 2017 | $1.16B | $105M | $1.06B |
| 2016 | $1.12B | $85M | $1.04B |
| 2015 | $1.29B | $100M | $1.19B |
| 2014 | $1.22B | $115M | $1.11B |
| 2013 | $1.03B | $106M | $926M |
| 2012 | $1.38B | $105M | $1.27B |
| 2011 | $1.19B | $98M | $1.10B |

Source: [CompaniesByCap](https://companiesbycap.com/company/UNM)