# Trico Bancshares (TCBK)

**Exchange:** NASDAQ  
**Sector:** Financial Services  
**Market cap:** $1.71B  
**Price:** $52.04 (-0.52%)

> Trico Bancshares serves as a regional bank holding company, operating primarily through its subsidiary, Tri Counties Bank. This financial institution provides a comprehensive range of banking services to individuals, businesses, and municipalities, with a strong focus on delivering local banking solutions. Known for its personalized customer service, Trico Bancshares offers traditional deposit products like savings and checking accounts, revenue-generating loan products such as commercial, real estate, and consumer loans, alongside online and mobile banking services.

The bank plays a crucial role in the financial ecosystem of Northern and Central California, where it is predominantly active. Its approach combines the benefits of a community bank with the convenience and technology of a larger institution, thus effectively supporting the economic development of the regions it serves. Trico Bancshares' market significance lies in its ability to maintain a strong financial foundation while adapting to changing technological landscapes and customer preferences, influencing banking trends within its regional market.

## Income Statement (Annual, USD)

| Fiscal Year | Revenue | Gross Profit | Operating Income | Net Income | EPS (dil.) |
| --- | --- | --- | --- | --- | --- |
| 2025 | $53M | — | — | $122M | $3.70 |
| 2024 | $51M | — | — | $115M | $3.46 |
| 2023 | $50M | — | — | $117M | $3.52 |
| 2022 | $50M | — | — | $125M | $3.83 |
| 2021 | $44M | — | — | $118M | $3.94 |
| 2020 | $38M | — | — | $65M | $2.16 |
| 2019 | $40M | — | — | $92M | $3.00 |
| 2018 | $38M | — | — | $68M | $2.54 |
| 2017 | $37M | — | — | $41M | $1.74 |
| 2016 | $33M | — | — | $45M | $1.94 |
| 2015 | $161M | — | — | $44M | $1.91 |
| 2014 | $121M | — | — | $26M | $1.46 |
| 2013 | $107M | — | — | $27M | $1.69 |
| 2012 | $109M | — | — | $19M | $1.18 |
| 2011 | $103M | — | — | $19M | $1.16 |

## Balance Sheet (Annual, USD)

| Fiscal Year | Total Assets | Total Liabilities | Equity | Cash | Long-term Debt |
| --- | --- | --- | --- | --- | --- |
| 2025 | $9.82B | $8.49B | $1.33B | $157M | — |
| 2024 | $9.67B | $8.45B | $1.22B | $145M | — |
| 2023 | $9.91B | $8.75B | $1.16B | $99M | — |
| 2022 | $9.93B | $8.88B | $1.05B | $107M | — |
| 2021 | $8.61B | $7.61B | $1.00B | $768M | — |
| 2020 | $7.64B | $6.71B | $925M | $670M | — |
| 2019 | $6.47B | $5.56B | $894M | $277M | — |
| 2018 | $6.35B | $5.53B | $827M | $228M | — |
| 2017 | $4.76B | $4.26B | $506M | $205M | — |
| 2016 | $4.52B | $4.04B | $477M | $306M | — |
| 2015 | $4.22B | $3.77B | $452M | $303M | — |
| 2014 | $3.92B | $3.50B | $418M | $611M | — |
| 2013 | $2.74B | $2.49B | $251M | $598M | — |
| 2012 | $2.61B | $2.38B | $229M | $749M | — |
| 2011 | $2.56B | $2.34B | $216M | $637M | — |

## Cash Flow (Annual, USD)

| Fiscal Year | Operating Cash Flow | CapEx | Free Cash Flow |
| --- | --- | --- | --- |
| 2025 | $133M | $5M | $128M |
| 2024 | $110M | $5M | $105M |
| 2023 | $139M | $5M | $134M |
| 2022 | $163M | $4M | $159M |
| 2021 | $132M | $3M | $129M |
| 2020 | $115M | $3M | $112M |
| 2019 | $103M | $4M | $99M |
| 2018 | $91M | $7M | $84M |
| 2017 | $55M | $15M | $40M |
| 2016 | $48M | $11M | $37M |
| 2013 | $41M | $8M | $33M |
| 2012 | $52M | $11M | $41M |
| 2011 | $32M | $3M | $28M |
| 2010 | $51M | $3M | $48M |
| 2009 | $26M | $3M | $23M |

Source: [CompaniesByCap](https://companiesbycap.com/company/TCBK)